A woman on TikTok asked people for the most “unhinged” ways they keep themselves from spending money. Like, “This might sound weird, but I swear it works . . .”
Some of them are crazy, and some are crazy BRILLIANT. Here are a few good ones people offered up . . .
1. Lock all your credit cards. You can still use them if you want, but you have to go through the trouble of unlocking them every time.
2. Make yourself run for every dollar you spend. If you buy something you don’t need for $50, you have to run for 50 minutes.
3. Tape a picture of your parents to your credit card. (???) It’s supposed to remind you of how much you DON’T want to move back in with them.
4. Do you like the item more than cash? Before you buy something, ask yourself, “If someone offered me this t-shirt or $30, which one would I take?”
5. Calculate how long you’d have to work to pay for it. Like if something costs $100 and you make $20 an hour, is it worth five hours of your time?
6. Pretend it costs even more. Make a rule: If you wouldn’t pay three times as much for it, then it’s not worth what they’re charging.
7. Consider the idea that you might never retire. Before you buy something you don’t need, think of yourself at 85, and you’re still working.
8. Think of it like you’re stealing from yourself. You spent all that time earning money. Are you really going to steal it from your future self to buy something you don’t need?
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